The Cadillac lease transfer process, step by step
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1
Original lessee contacts Cadillac Financial
Call 1-877-223-5893 (Cadillac Financial) to initiate the lease assumption process and confirm your lease qualifies.
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2
Buyer receives DocuSign forms and applies
Within 3-5 business days, both parties receive a third-party authorization form via DocuSign, overnight delivery, or email. The new lessee then submits a credit application.
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3
Cadillac Financial reviews the application
Subject to underwriting and credit guidelines. Account must be current. Vehicle title/registration must be in the same state as the assuming lessee's driver's license.
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4
Complete all paperwork within 30 days
All account approvals and signatures must occur within 30 days. If signing together, both parties can shave about 7 days off the timeline.
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5
Pay the $625 transfer fee and hand off
Once paperwork and fee are received, GM Financial processes the assumption. The original lessee is fully released; the new lessee takes possession.
Cadillac lease transfer FAQs
Does Cadillac Financial allow lease transfers?
Yes. Cadillac Financial (operated by GM Financial) allows lease assumptions throughout the lease term except in the final 6 months, subject to credit approval and same-state registration.
What does a Cadillac lease transfer cost?
$625 transfer fee to Cadillac Financial / GM Financial.
Am I fully released after a Cadillac lease transfer?
Yes. GM Financial issues a full release of liability to the original lessee once the assumption processes.
Why does the vehicle have to be registered in the same state as the new lessee?
GM Financial's policy requires the vehicle registration state and the new lessee's driver's license state to match. If the buyer is in a different state, they'll need to re-register the vehicle there before or as part of the assumption.
Can I transfer my Cadillac lease in the last 6 months?
No. GM Financial doesn't permit assumptions during the final 6 months of the lease. If you're close to the end, your options are returning the car, buying it out, or arranging early lease-end with the dealer.
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