Lease transfer process — by brand
Every lease bank handles transfers differently. Pick your bank to see the exact policy, fees, and step-by-step process.
Acura lease transfer
Acura Financial Services (operated by American Honda Finance Corporation) does NOT permit open-market lease assumptions in the U.S. The original lessee remains fully responsible for the lease through its end. If you need out of an Acura lease early, your options are limited to early termination, a dealer trade-in, or a private buyout.
Read process arrow_forwardAudi lease transfer
Audi Financial Services suspended its open-market lease transfer program several years ago, and most accounts are currently NOT eligible to be transferred. Some lease contracts may still qualify under limited exceptions; the only way to confirm for your specific lease is to call Audi Financial Services directly.
Read process arrow_forwardBMW lease transfer
BMW Financial Services allows lease assumptions throughout the lease term. Total fees are approximately $500 ($100 application fee + $400 transfer fee), and recent policy changes shifted both fees to the original lessee. The original lessee receives a full release of liability once the assumption processes.
Read process arrow_forwardBuick lease transfer
GM Financial — which services Buick leases along with Chevrolet, Cadillac, and GMC — permits lease assumptions provided the vehicle is not within the last 6 months of the lease and the incoming lessee is approved. The transfer fee is $625 and the vehicle must be registered in the same state as the new lessee's driver's license.
Read process arrow_forwardCadillac lease transfer
Cadillac Financial (part of GM Financial) permits lease assumptions provided the vehicle is not in the final 6 months of the lease and the new lessee meets GM Financial's underwriting guidelines. The transfer fee is $625, and the vehicle must be registered in the same state as the new lessee's driver's license. The original lessee is fully released from liability once processed.
Read process arrow_forwardChevrolet lease transfer
Chevrolet leases are serviced by GM Financial, which permits lease assumptions outside the last 6 months of the lease term. The transfer fee is $625, the vehicle must be registered in the same state as the new lessee, and the assuming lessee must meet GM Financial's credit underwriting standards. The original lessee is fully released from liability once processed.
Read process arrow_forwardChrysler lease transfer
Chrysler Capital — which services Chrysler, Jeep, Dodge, and Ram leases — does not publicly document an open-market lease assumption program. The lease-end options page lists vehicle return and purchase only. If you need out of a Chrysler lease early, contact Chrysler Capital directly to discuss your options.
Read process arrow_forwardDodge lease transfer
Dodge leases run through Chrysler Capital, which does not publicly document an open-market lease assumption program. The published lease-end options are vehicle return or purchase only. If you need out of a Dodge lease, contact Chrysler Capital directly for alternatives.
Read process arrow_forwardFord lease transfer
Ford Credit permits lease transfers (called "Transfer of Equity/Lease") with a nonrefundable transfer fee of up to $135. The original lessee must be current on all payments and fees, the new applicant must submit a credit application and be approved, and proof of insurance is required from the new driver. Original lessee is released once the transfer processes.
Read process arrow_forwardLincoln lease transfer
Lincoln leases are serviced by Ford Credit under the Lincoln Automotive Financial Services brand. Same Transfer of Equity/Lease program as Ford: nonrefundable transfer fee up to $135, account must be current, new applicant must pass credit. Original lessee is released once processed.
Read process arrow_forwardGenesis lease transfer
Genesis Finance (operated by Hyundai Capital America) does NOT permit open-market lease assumptions in the U.S. The published lease-end options are limited to returning the vehicle or purchasing it. If you need out of a Genesis lease early, your options are a dealer trade-in, private buyout, or early termination.
Read process arrow_forwardGMC lease transfer
GMC leases run through GM Financial, which permits lease assumptions outside the final 6 months of the lease term. The transfer fee is $625, the vehicle must be registered in the same state as the new lessee's driver's license, and the assuming lessee must meet GM Financial's underwriting standards. Original lessee is fully released once processed.
Read process arrow_forwardHonda lease transfer
Honda Financial Services (HFS, operated by American Honda Finance Corporation) does NOT permit open-market lease assumptions in the U.S. The original lessee remains responsible for the lease until they complete the term, buy out the vehicle, or arrange an early termination directly with Honda.
Read process arrow_forwardHyundai lease transfer
Hyundai Motor Finance (operated by Hyundai Capital America) does NOT permit open-market lease assumptions in the U.S. The original lessee remains responsible for the lease through the end of the term. Same policy applies to Kia and Genesis leases, which also run through Hyundai Capital America.
Read process arrow_forwardInfiniti lease transfer
Infiniti Financial Services (operated by Nissan Motor Acceptance Corporation) permits lease transfers with no transfer fee, except in the final 7 months of the lease. IMPORTANT: NMAC does NOT issue a full release of liability — the original lessee remains on the contract as a guarantor even after the transfer. This is uncommon in the industry and worth understanding before listing.
Read process arrow_forwardJeep lease transfer
Jeep leases run through Chrysler Capital, which does not publicly document an open-market lease assumption program. The published lease-end options are limited to vehicle return or purchase. If you need out of a Jeep lease early, contact Chrysler Capital directly to discuss your options.
Read process arrow_forwardKia lease transfer
Kia Finance America (operated by Hyundai Capital America) does NOT permit open-market lease assumptions in the U.S. The original lessee remains responsible for the lease until they complete the term, buy out the vehicle, or arrange an early termination directly with Kia Finance. Same policy applies to Hyundai and Genesis leases.
Read process arrow_forwardLexus lease transfer
Lexus Financial Services (operated by Toyota Financial Services) permits lease assumptions with a $200 transfer fee paid by the buyer. Transfers are not permitted in the first 60 days or final 6 months of the lease. The original lessee receives a full release of liability once processed. Policies are set regionally and may vary slightly by office.
Read process arrow_forwardMazda lease transfer
Mazda Financial Services does NOT permit open-market lease assumptions. The original lessee remains responsible for the lease through the end of the term. If you need out of a Mazda lease early, contact Mazda Financial Services at 866-693-2332 to discuss buyout, early termination, or alternatives.
Read process arrow_forwardMercedes-Benz lease transfer
Mercedes-Benz Financial Services SUSPENDED its lease transfer program effective July 1, 2020. Limited exceptions apply: leases originating in Connecticut, and cases involving the death of the original lessee. For all other accounts, lease assumptions are not permitted. If your lease originated before the suspension or might qualify under an exception, contact the Mercedes-Benz Financial Client Care Center at 800-654-6222 to confirm.
Read process arrow_forwardNissan lease transfer
Nissan Motor Acceptance Corporation (NMAC) permits lease transfers with no transfer fee, except in the final 7 months of the lease. IMPORTANT: NMAC does NOT issue a full release of liability — the original lessee remains on the contract as a guarantor for the duration of the lease. If the new driver defaults, NMAC can pursue the original lessee. Understand this before listing.
Read process arrow_forwardRam lease transfer
Ram leases run through Chrysler Capital, which does not publicly document an open-market lease assumption program. Published lease-end options are vehicle return or purchase only. Contact Chrysler Capital directly for case-by-case alternatives.
Read process arrow_forwardSubaru lease transfer
Subaru Motors Finance (operated by Chase Bank) does NOT permit open-market lease assumptions. The original lessee remains responsible for the lease through the end of the term. If you need out of a Subaru lease early, your realistic options are a dealer trade-in, a private payoff to Chase, or early termination.
Read process arrow_forwardTesla lease transfer
Tesla DISCONTINUED its lease transfer program effective November 27, 2024. Prior to that date, Tesla allowed transfers under specific conditions (13+ payments remaining, one transfer per VIN, $150 application fee + $500 transfer fee). As of late 2024, lease transfers are no longer permitted except under special circumstances evaluated case-by-case (e.g., immediate family members).
Read process arrow_forwardToyota lease transfer
Toyota Financial Services permits lease assumptions with a $200 transfer fee paid by the buyer. Transfers are not permitted in the first 60 days or final 6 months of the lease. The original lessee receives a full release of liability once processed.
Read process arrow_forwardVolvo lease transfer
Volvo Car Financial Services (VCFS) does NOT permit lease transfers or assumptions. The original lessee remains responsible for the lease through the end of the term. If you need out of a Volvo lease early, VCFS offers a Lease Pull Ahead program for customers willing to lease or purchase a new Volvo to replace the current one.
Read process arrow_forwardNew to lease transfers entirely?
Start with the basics — what a transfer is, who handles what, and what to expect end-to-end.
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