The Nissan lease transfer process, step by step
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1
Contact NMAC to start the transfer
Reach out to Nissan Motor Acceptance Corporation to request the lease transfer paperwork. There is no transfer fee.
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2
Buyer submits a credit application
The new lessee applies directly to NMAC for credit approval.
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3
NMAC reviews credit
Standard credit, income, and DTI review. Transfers are not permitted in the final 7 months of the lease.
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4
Both parties sign — note the liability
Original lessee signs the assumption agreement, accepting that they remain liable as a guarantor for the rest of the lease term.
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5
Buyer takes possession
Once processed, the new lessee takes the car. Original lessee remains on the contract as guarantor.
Nissan lease transfer FAQs
Does Nissan allow lease transfers?
Yes. NMAC permits lease assumptions throughout the term except in the final 7 months.
What's the Nissan lease transfer fee?
$0. NMAC waives the transfer fee entirely. The fee is also waived if you replace the vehicle with a new Nissan or Infiniti within 30 days.
Am I fully released from the Nissan lease after transfer?
NO — this is critical to understand. NMAC does not issue a full release of liability. The original lessee remains on the lease as a guarantor for the duration of the term. If the new driver defaults or returns the car damaged, NMAC can pursue the original lessee for any unpaid balance or charges.
Should I still transfer my Nissan lease given the guarantor risk?
It depends on how confident you are in the buyer. Vet them carefully: ask for proof of credit score, employment, and any references. If they default 18 months in, you're on the hook for the remainder. The no-fee transfer is generous, but the guarantor exposure is real.
When can I NOT transfer my Nissan lease?
Not in the final 7 months of the lease.
Sources
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